Tight Housing Market

  1. Find a Realtor®. Your local REALTORS® are here to help you every step of the way in buying your new home. We have many to choose from so let one of our Realtor® VIPs help you find your new home. Check online at www.heartland-realtors.com/realtors.

  2. Come up with your budget and stick with it. Work with a lender to get a pre-approval letter. Your REALTOR® can steer you to one that has financing programs to meet your needs. Remember to ask about all other expenses that come with buying a home, and with homeownership in general, to be sure your overall budget makes sense long-term.

  3. Figure out what your wants and needs are in a home and neighborhood. Are you willing to replace those outdated appliances to get that that big backyard and amazing school district? What is the market like in the area you want to buy? Your REALTOR® helps you navigate the tricky balance of wants vs needs and what is available to ensure you get the best home for your budget.

  4. A decision might need to be made quickly. Did you find a home you love, in the right area, and within your budget?  You might want to put an offer in immediately. Your REALTOR® can give you insight on the market to help you decide how quickly you need to move on a deal.

  5. Make a competitive bid and limit contingencies. Be sure your bid is competitive based on the current market. Be flexible with things such as move-in date, if you are not in a hurry, and the less contingencies the better.